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Iowa Hourly Wage Tax Calculator

Convert an hourly rate into 2026 take-home pay after federal tax, FICA, and Iowa state tax — annual, monthly and weekly

Estimate only — not tax advice. Enter your hourly rate, regular hours, and any weekly overtime hours (paid at time-and-a-half); the calculator annualizes that and applies 2026 federal tax, FICA, and Iowa state tax. Supports single, married-filing-jointly and head-of-household, plus optional pre-tax 401(k), HSA and health premiums. Models standard weekly overtime only. See methodology below for source and last-verified date.
+ Pre-tax deductions (401k, HSA, health insurance)

$X an Hour Is How Much a Year After Taxes in Iowa?

Full-time at 40 hours a week (2,080 hours a year), single filer, after federal tax, FICA and Iowa state tax. Use the calculator above for other hours, overtime, or filing status.

Hourly rateGross / yearNet / yearNet / monthNet / week
$15/hr$31,200$26,675$2,223$513
$18/hr$37,440$31,452$2,621$605
$20/hr$41,600$34,637$2,886$666
$25/hr$52,000$42,598$3,550$819
$30/hr$62,400$50,559$4,213$972
$40/hr$83,200$64,811$5,401$1,246
$50/hr$104,000$78,654$6,554$1,513

How Iowa Paycheck Tax Is Calculated (2026)

Source: Iowa Department of Revenue
Flat state rate3.80%
Standard deduction (single)$16,100
state_tax = max(0, gross_income - 16100) × 0.038

Federal Tax & FICA (shared across all states)

Filing statusStandard deduction
Single$16,100
Married Filing Jointly$32,200
Head of Household$24,150
Federal brackets (all filing statuses)10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ

⚠️ Iowa's married-filing-jointly and head-of-household state brackets have not yet been independently verified against the primary source above — this calculator uses Iowa's single-filer brackets as an estimate when those statuses are selected.

⚠️ Many Iowa school districts levy a local income surtax, typically 1%-20% of your Iowa state tax liability (not of wages directly) — varies by district and not computed here.

Guideline version 2026-IA-v1 · Last verified 2026-07-26

Iowa Hourly Wage Tax FAQ

What is Iowa's state income tax rate?

Iowa charges a flat 3.80% rate for tax year 2026. Standard deduction: $16,100 for single filers.

How much is take-home pay on $65,000 in Iowa?

On a $65,000 gross salary, a single filer in Iowa takes home roughly $52,549.3/year (about $4,379.11/month) after federal tax, FICA, and state tax.

What deductions does Iowa apply before taxing my income?

Iowa applies a $16,100 standard deduction, before the flat 3.80% rate. See the "How Iowa Paycheck Tax Is Calculated" section above for the exact formula.

Does this estimate change if I'm married or have dependents?

This calculator uses single-filer figures only (v1 scope). Married filing jointly typically uses different federal and Iowa state brackets and a larger standard deduction — your actual take-home pay will differ. Dependents can also reduce federal withholding via the W-4. Check Iowa Department of Revenue's married-filing-jointly tables for a precise figure.

Methodology & Source

Iowa state tax figures sourced from Iowa Department of Revenue (https://revenue.iowa.gov/), citing SF 2442 (2024) — flat 3.8% effective 2026, completing the phase-down from a 6-bracket system topping out at 8.53%. Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Iowa's married-filing-jointly and head-of-household figures are not yet independently verified and currently fall back to single-filer brackets — see the caveat in the formula section above.

This is an estimate based on standard single-filer federal, FICA, and IA state calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions, and other factors.

Guideline version: 2026-IA-v1 · Effective: 2026-01-01 · Last verified: 2026-07-26