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Illinois Hourly Wage Tax Calculator

Convert an hourly rate into 2026 take-home pay after federal tax, FICA, and Illinois state tax — annual, monthly and weekly

Estimate only — not tax advice. Enter your hourly rate, regular hours, and any weekly overtime hours (paid at time-and-a-half); the calculator annualizes that and applies 2026 federal tax, FICA, and Illinois state tax. Supports single, married-filing-jointly and head-of-household, plus optional pre-tax 401(k), HSA and health premiums. Models standard weekly overtime only. See methodology below for source and last-verified date.
+ Pre-tax deductions (401k, HSA, health insurance)

$X an Hour Is How Much a Year After Taxes in Illinois?

Full-time at 40 hours a week (2,080 hours a year), single filer, after federal tax, FICA and Illinois state tax. Use the calculator above for other hours, overtime, or filing status.

Hourly rateGross / yearNet / yearNet / monthNet / week
$15/hr$31,200$25,825$2,152$497
$18/hr$37,440$30,530$2,544$587
$20/hr$41,600$33,666$2,806$647
$25/hr$52,000$41,508$3,459$798
$30/hr$62,400$49,350$4,112$949
$40/hr$83,200$63,363$5,280$1,219
$50/hr$104,000$76,966$6,414$1,480

How Illinois Paycheck Tax Is Calculated (2026)

Source: Illinois Department of Revenue
Flat state rate4.95%
Personal exemption$2,425
state_tax = max(0, gross_income - 2425) × 0.0495

Federal Tax & FICA (shared across all states)

Filing statusStandard deduction
Single$16,100
Married Filing Jointly$32,200
Head of Household$24,150
Federal brackets (all filing statuses)10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ

Guideline version 2026-IL-v1 · Last verified 2026-07-26

Illinois Hourly Wage Tax FAQ

What is $20 an hour after taxes in Illinois?

About $33,000-$34,000 net per year for a single full-time worker after federal tax, 7.65% FICA and Illinois’s flat 4.95% state tax. The calculator above gives your exact figure.

Does Illinois have local income tax on wages?

No Illinois municipality levies a percentage income tax on wages, so the hourly calculator applies state, federal and FICA only.

How is overtime taxed in Illinois?

At the same 4.95% flat state rate as regular pay, plus federal and FICA. Time-and-a-half raises gross pay, which can move part of your income into a higher federal bracket.

Methodology & Source

Illinois state tax figures sourced from Illinois Department of Revenue (https://tax.illinois.gov/), citing 35 ILCS 5/201 — flat 4.95% rate (Illinois Constitution art. IX, § 3 prohibits graduated rates). Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Illinois's married-filing-jointly and head-of-household figures have been independently verified against the source above.

This is an estimate based on standard single-filer federal, FICA, and IL state calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions (401k, health insurance), and other factors.

Guideline version: 2026-IL-v1 · Effective: 2017-07-01 · Last verified: 2026-07-26